The first payment of temporary disability is due no later than ___ days after knowledge of the injury and disability?

The first payment of temporary disability is due no later than ___ days after knowledge of the injury and disability?

• A. 5
• B. 7
• C. 14 days
• D. 21

Answer: (C)

Timely initiation of benefits hinges on when the insurer learns that the employee has been injured and is temporarily disabled. Once knowledge exists, the first payment of temporary disability must be issued within 14 days. Knowledge occurs when the injury and resulting disability are reported to the employer or the claims administrator, not simply on the date of the injury. This 14-day rule keeps benefits flowing promptly during the early period of disability, and delays beyond that window can trigger penalties.

Timely initiation of benefits hinges on when the insurer learns that the employee has been injured and is temporarily disabled. Once knowledge exists, the first payment of temporary disability must be issued within 14 days. Knowledge occurs when the injury and resulting disability are reported to the employer or the claims administrator, not simply on the date of the injury. This 14-day rule keeps benefits flowing promptly during the early period of disability, and delays beyond that window can trigger penalties.